Getting your home ready to sell whether you are in the Santa Maria real estate market or just time trying to get out of the mortgage home loan that you currently have.
First thing you have to remember is first impression is lasting impression. This is a tough economy and the real estate market is still recovering so if you happen to want to or need to sell your home you need to put your best foot forward in order to make that happen. For the most part you are not going to get a second chance to make a good first impression and buyers are not a very forgiving group. So letâs go
02/01/2012
Tips To Selling Your Home
First thing is first we have to come to terms with is that this is a whole new world and things are not the same as they were a few years ago not only for the Santa Maria real estate market in getting mortgage home loans but everywhere. Homes are not going up 10k every month after month. That was just crazy and if you had your home in Santa Maria for sale lets say two or three years ago and lets say you took your home off the market because you were not very happy with the offers. Well you are really not going to be happy now ,,, so you are going to have to go in with the right mind
12/09/2011
Advice On How To Buy Home For Today
Out of the many Santa Maria homes for sale there are quite a few that are affordable making the process of how to buy a home much easier. Really what is the point on getting a home or wanting to get a home that you truly cannot afford. For many young couples, the idea of owning their own house just like their parents is an attractive idea, but itâs not always a realistic one. There was a poll conducted by the Associated Press and America On Line Real Estate showed that 80 percent of respondents believe that it is hard for first-time buyers to afford a home. A majority of
11/25/2011
Who Wants Tips On Buying A Fixer Upper
Fixer-uppers with upside potential were in high demand when the market was appreciating at a fast pace. Once depreciation took over, speculators disappeared until 2009, when low-end foreclosure properties in some areas became hot properties -- particularly if they were selling at a 50 percent discount from the peak in summer 2006.
In California, 70 percent of the homes bought by investors in 2009 were distressed-sale properties, according to the CALIFORNIA ASSOCIATION OF REALTORS®. Some were stripped of appliances and fixtures. But, at half price, there was profit potential for buyers
New Rules For Buying Or Selling Older Homes
New rules for older homes not only for the Santa Maria real estate market that are going into effect for older homes in specifically homes that were built prior to 1978. Depending where you are from most communities have a fairly large amount of homes that this would fall under. As for the homes for sale in Santa Maria this would represent possibly half the homes on the market or close to it. It would most certainly include about half the existing homes in town.
The big thing that is making the new changes come about when it comes to real estate is LEAD. Seems like this
10/10/2011
How To Budget To Buy A House
A carpenter uses a set of house plans to build a house. If he didnât the bathroom might get overlooked altogether. Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. So basically the point is that if you plan on doing something you should do it with a plan. Most people make plans when taking vacations but they never seem to plan on a budget, most of us go blindly out into the world without an inkling of an idea about finances and without any plan at all. If you want to plan on buying a home and wanting to know
10/08/2011
How To Lower My Property Taxes
Home values in the Santa Maria real estate market and have come down quite a bit in the last few years and many with mortgage home loans find themselves owing more than what the home is actually worth. Not much I can do about declining values but I can give you some insight on how your property taxes work and help you in reducing your property taxes so that you pay in accordance to what your home is worth. This is due to prop 8 and it gives you the right to pay what your home is currently valued, and you can request that the assessor re-examine the value of your property. In times of
10/07/2011
How To Get Approved For A Loan Home Loan
Part of how to buy a home is filling out a loan application and sending it to a lender for review for the approval of your new mortgage home loan, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior to this review. A grand slam loan package is in perfect order and answers all the important questions up front. We know what the lenders are looking for, based on long-term relationships with them and extensive knowledge of guidelines for a multitude of loan
10/06/2011
Santa Maria Homes For Sale Under 200k
If you are looking for Santa Maria homes for sale less than 200k down to 150k just click the link below this link is updated frequently but the list is as of 10/06-2011 these are homes currently available. If you like you can do your own search for homes anywhere from Paso To Buellton on the Central coast just click the Central Coast Homes for Sale. This list may also has a few homes in the Guadalupe area that qualify for 100% financing NO MONEY DOWN BUT YOU DO HAVE TO PAY FOR CLOSING COSTS.
See Santa Maria Homes For Sale For Less Than 200k
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What Is LTV And Loan To Value Have To Do With How To Buy A Home?
Here is a simple explanation if you plan on buying any real estate soon whether it be Santa Maria real estate or not on LTV which is a big factor in knowing how to buy as home since it is one of the most important lending guidelines that lenders use to qualify you for your new mortgage home loan. One of the factors lenders consider before they approve a mortgage is the loan-to-value ratio (LTV). The LTV is the loan amount expressed as a percent of either the purchase price or the appraised value of the property. So, if you make a 20 percent cash down payment on a property you're
